One element of current health reform proposals is taxing so-called “Cadillac” insurance plans that offer low co-payments and cover a wide range of services, including mental health counseling, organ transplants and even in vitro fertilization.
But as The Associated Press reports, this provision could affect school teachers like Kinzi Blair, who makes only $46,000 a year but has a good health insurance plan.
Not exactly about health issues but it is about the racial disparity in another field. It was shelved for about two months by the editor before it got published. So some information seems a bit outdated. But the basic idea is still there.
If Congress and President Barack Obama decide the responsibility for health insurance falls on the shoulders of individual Americans, all of us might want to pay more attention to what's going on now in the individual insurance market and to what's promised in the legislation. If having no insurance is considered rock-bottom, having individual insurance is the next floor up. Some call it "house insurance," thinking that by having it they won't lose their homes to pay for a catastrophic illness.